₹8.1 Lakh Cr
MSME working capital locked in delayed payments (Budget 2026 estimate)
₹7.5 Lakh Cr+
Total financing facilitated by TReDS platforms since inception
70%
Projected growth in TReDS platform volumes by FY27 post-CPSE mandate
For the Logistics Industry

Audit Settlement
Discounting

Novus delivers three tightly integrated services—Trade Finance, BPO, and Resource Augmentation—designed to unlock working capital, streamline operations, and scale workforce capacity without compliance or hiring friction.

01

Freight Audit

Every invoice is verified against contracted rate cards, shipment data, weight, volume, and proof of delivery. On average, 3–6% of freight invoices contain billing errors — Novus catches them before a rupee is released.

02

Freight Settlement

Once cleared, Novus manages settlement — ensuring LSPs are paid accurately, on time, with a complete audit trail. No payment queues, no disputed settlements.

03

Invoice Discounting

Verified invoices become cash in 24 to 72 hours — not 60 to 90 days — via TReDS-linked platforms and NBFC partners, anchored on the corporate buyer's creditworthiness.

Why This Matters

What you gain

Novus helps businesses unlock faster cash flow in 24–72 hours, without collateral, using buyer-backed credit. Every transaction is fully compliant, transparent, and audit-ready.

No Waiting

Cash in 24–72 hours on accepted invoices — without waiting for buyer payment cycles.

No Collateral

Financing anchored on your buyer's credit strength — not your balance sheet or assets.

Fully Compliant

Full audit trail, GST-compliant invoicing, and RBI-regulated platform access, fully managed by Novus.

For All Other Industries

Sales Invoice Discounting — How It Works

Novus converts approved sales invoices into immediate working capital by routing them through TReDS or NBFC partners, where financiers bid based on buyer credit strength. Businesses receive funds in 24–72 hours instead of waiting for payment cycles, improving cash flow without adding debt.

1

Raise & Accept

You raise your sales invoice and get it accepted by your large corporate or institutional buyer.

2

Submit

Novus facilitates submission onto TReDS or routes through the appropriate NBFC partner.

3

Bid

A financier bids on your invoice — at rates anchored on the buyer's creditworthiness, not yours.

4

Get Paid

You receive cash in 24–72 hours. The buyer pays the financier on the original due date.

Turn your receivables into growth capital — starting this week.

Tell us your industry and monthly invoice volume. We’ll show you how much working capital you can unlock.